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Overview

Fincelo reads every contract you upload, extracts all commercial terms with a confidence score per field, and gets smarter with every correction your team makes. No templates required — it works with any contract format.

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The 14 Extracted Fields

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Uploading Contracts

  1. Fincelo → Contracts → Upload
  2. Upload PDF (any format — scanned or digital)
  3. AI extracts all 14 fields with confidence scores
  4. Review each field — correct any misses
  5. Click Confirm → contract activated
Start with your top 10 customers by ARR. The AI learns fastest when it sees corrections on real contracts early.

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Confidence Scoring

Every field gets a blended confidence score:
  • ≥ 80% — High confidence, shown pre-selected
  • 30–79% — Medium confidence, shown for review
  • < 30% — Low confidence, flagged for manual entry

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Self-Improving AI

Every correction you make teaches the AI for next time:
  1. AI extracts field incorrectly
  2. You correct it
  3. Fincelo stores the correction as a few-shot example
  4. Next similar contract — correction is injected into the AI prompt
  5. Field accuracy improves permanently
No ML retraining. Prompt augmentation only. Accuracy compounds over time.

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Ratchet Clauses & Special Terms

Fincelo detects:
  • Ratchet clauses — minimum revenue guarantees that prevent contraction
  • Floor quantities — minimum seat/usage commitments
  • Price escalation clauses — annual price increases built into the contract
  • Most-favoured nation (MFN) clauses
These are flagged in the contract record and fed to the Revenue Anomaly Agent.

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Contract States