> ## Documentation Index
> Fetch the complete documentation index at: https://docs.fincelo.app/llms.txt
> Use this file to discover all available pages before exploring further.

# System Overview & Module Map

> How all Fincelo modules connect — from CRM to contracts to agents.

Fincelo is an Agentic AI-powered SaaS billing and revenue intelligence platform
built for India-first SaaS companies. It covers the complete revenue lifecycle:
Quote → Contract → Invoice → Collection → Revenue Recognition → Reporting → AI Intelligence.

### How modules connect

```
CRM (Closed Won)
      ↓
Contract Management ←→ AI Extraction (self-improving)
      ↓
KYC Onboarding → feeds GSTIN, PO flag, dunning email, TDS
      ↓
Billing Engine
  ├── Subscription billing (monthly/quarterly/annual/multi-year)
  ├── Advance billing (15/30/45/60/90 days prior)
  ├── Usage-based billing with overage confirmation
  ├── Change request / one-time billing
  └── Quote to Cash
      ↓
Invoice Management
  ├── Proforma → Tax Invoice conversion (PO-delayed)
  ├── India GST (CGST/SGST/IGST/zero-rated)
  └── FX treatment (USD/GBP/EUR invoices)
      ↓
AR Aging & Collections
  ├── Payment intelligence scoring (0–100)
  └── Dunning sequences (Standard / Enterprise / Aggressive)
      ↓
Revenue Recognition
  ├── Deferred revenue schedule
  ├── Period close — 3-path resolution
  └── FX gain/loss (separate from revenue)
      ↓
Reporting & Analytics
  ├── ARR waterfall, MRR, NRR
  ├── Subscription renewal report
  ├── Contract analytics & risk scoring
  └── FX gain/loss report
      ↓
AI Agent Layer (7 agents)
  ├── Collections agent       — dunning, payment prediction, escalation
  ├── Compliance guardian     — GST, TDS, IRN, filing deadlines
  ├── Smart billing agent     — billing accuracy, advance billing, anomalies
  ├── Period close agent      — close checklist, period locking, backdated entries
  ├── Revenue anomaly agent   — statistical baseline, Z-score detection
  ├── Renewal agent           — pipeline, health score, grace period, ARR at risk
  ├── Customer intel agent    — health scores, churn signals, CLV, ICP
  ├── Orchestration layer     — event bus, agent coordination, conflict prevention
  └── CFO co-pilot            — natural language, briefings, decision support
```

### Files in Fincelo (128+ total)

| Range              | Category                                                          |
| ------------------ | ----------------------------------------------------------------- |
| 01–07              | Brain files — app shell, orchestration, contract base, navigation |
| 08–38              | Core platform — all major modules                                 |
| 02B–02G            | Contract management enhancements                                  |
| 11B–11D            | Period close, backdated contracts, multi-year                     |
| 20B, 33B, 35B, 35C | AR, dunning, branch billing, HSN/SAC                              |
| 32B–32D            | Churn, contraction, renewal                                       |
| 35D–35E            | TDS tracking (all 13 sections), GST treatment (10 categories)     |
| 40–43B             | Usage, US market, contracts, e-sign                               |
| 44–53              | PO management, analytics, billing, Q2C, KYC                       |
| Batch 11           | Phase 1 agents — Collections, Compliance, Smart Billing           |
| Batch 12           | Phase 2 agents — Period Close, Anomaly, Renewal                   |
| Batch 13           | Phase 3 agents — Customer Intel, Orchestration, CFO Co-pilot      |
| Batch 13A          | 14 supplementary tables for agent infrastructure                  |
| Batch 14           | Level 1 agent enhancements — 8 capabilities                       |

***