> ## Documentation Index
> Fetch the complete documentation index at: https://docs.fincelo.app/llms.txt
> Use this file to discover all available pages before exploring further.

# KYC Onboarding

> Customer onboarding, KYC verification, and automatic module wiring on approval.

### KYC — Q\&A

***

**Q: What does the KYC magic link collect?**

10 fields collected via secure magic link (valid 24 hours):

1. Legal company name
2. GSTIN (validated live against the GST portal)
3. PAN number
4. Registered address
5. Billing address (if different)
6. Primary billing contact name + email
7. AP / Finance contact name + email
8. PO requirement flag (yes/no)
9. Bank account details (for refunds and TDS certificates)
10. Authorised signatory name + designation

***

**Q: What does KYC approval trigger automatically?**

One approval fires 11 simultaneous connections:

1. GSTIN → GST treatment auto-set (registered\_regular default)
2. PAN → TDS tracking activated
3. PO flag → invoice hold engine wired
4. Billing email → dunning sequence wired
5. Company name → contract customer record linked
6. Address (state) → place of supply (intra/inter-state GST) configured
7. Authorised signatory → contract signing email set
8. Bank details → refund account stored
9. Finance contact → invoice delivery email set
10. AP contact → escalation contact for dunning
11. Customer record → marked KYC\_COMPLETE, all modules unlocked

***