> ## Documentation Index
> Fetch the complete documentation index at: https://docs.fincelo.app/llms.txt
> Use this file to discover all available pages before exploring further.

# What is Fincelo

> Agentic AI-powered SaaS billing and revenue intelligence — built for India SaaS CFOs.

## The Problem

India SaaS finance teams spend the majority of their time on work that should not require human effort — reconciling revenue spreadsheets, chasing overdue invoices, manually checking GST compliance, piecing together ARR reports, and discovering billing gaps only at month-end.

The result is a finance function that is reactive, slow, and constantly behind.

## What Fincelo Does

Fincelo deploys **7 AI Agents** that run your entire revenue function on autopilot — from the moment a contract is signed to the moment cash is collected, recognised, and reported.

<CardGroup cols={2}>
  <Card title="Contract Intelligence" icon="file-contract">
    AI reads every contract, extracts all commercial terms, flags risks, and self-improves with every correction your team makes.
  </Card>

  <Card title="7 AI Agents" icon="robot">
    Smart Billing, Collections, Renewal, Compliance, Period Close, Revenue Anomaly, and CFO Copilot — each learning from your CFO's decisions.
  </Card>

  <Card title="ASC 606 / IFRS 15" icon="scale-balanced">
    Automated revenue recognition with 3-path period close, deferred revenue tracking, and GSTR-1 auto-population.
  </Card>

  <Card title="Revenue Leakage Detection" icon="magnifying-glass">
    Catches missed renewals, unbilled usage, expansion not captured, duplicate charges, and PO delays — before they hit your books.
  </Card>
</CardGroup>

## Who Fincelo Is Built For

Fincelo is designed specifically for **Series A/B India SaaS companies** with:

* ₹2Cr–₹50Cr ARR
* 20–500 active customers
* Complex billing — multi-year contracts, usage-based, expansion deals
* India GST compliance requirements
* A CFO or finance team of 2–10 people
* Dealing with manual revenue reconciliation eating your team's time
* Dealing with Missed renewals and revenue leakage you can't trace
* Dealing with Collections follow-ups that go nowhere
* Dealing with ARR reporting that takes days to pull together
* Dealing with GST compliance done on spreadsheets

## How It Works

<Steps>
  <Step title="Connect your contracts">
    Upload contracts via PDF or connect your CRM (Salesforce, HubSpot). Fincelo's AI extracts every commercial term — payment terms, auto-renewal clauses, notice periods, usage limits — with a confidence score on each field.
  </Step>

  <Step title="Deploy your AI Agents">
    7 agents activate across your revenue function. Each agent learns from your CFO's decisions and gets smarter every month. Autopilot rules let agents act within guardrails you define.
  </Step>

  <Step title="CFO gets a morning brief">
    Every morning at 6:30 AM IST, your CFO receives an AI-generated briefing — overdue invoices, churn risks, renewal pipeline, ARR deviations, support signals, and recommended actions.
  </Step>

  <Step title="Revenue runs itself">
    Collections follow-ups, renewal alerts, GST e-invoices, period close — handled automatically. Your finance team focuses on strategy, not spreadsheets.
  </Step>
</Steps>

## Key Capabilities

| Capability                 | What it means                                                              |
| -------------------------- | -------------------------------------------------------------------------- |
| **Contract Intelligence**  | AI extracts 14 fields from every contract. Self-improves with corrections. |
| **ASC 606 / IFRS 15**      | 3-path period close with CFO approval. GSTR-1 conflict detection.          |
| **ARR Waterfall**          | Real-time new, expansion, contraction, churn, reactivation tracking.       |
| **Collections Automation** | Multi-channel dunning, promise-to-pay tracking, bad debt provisioning.     |
| **Churn Prediction**       | 4-signal predictor — flags at-risk customers weeks before renewal.         |
| **GST E-Invoicing**        | IRN generation, QR embedding, GSTR-1 auto-population.                      |
| **CSM Hub**                | Alerts your CS team via Google Chat, Slack, Teams, or WhatsApp.            |
| **Support Intelligence**   | Analyses tickets from Zendesk, Freshdesk, Jira — feeds churn predictions.  |

## Ready to See It?

<Card title="Book a 30-Minute Demo" icon="calendar" href="https://calendly.com/founders-fincelo/30min">
  We'll walk you through Fincelo using your specific billing challenge as the demo scenario.
</Card>