> ## Documentation Index
> Fetch the complete documentation index at: https://docs.fincelo.app/llms.txt
> Use this file to discover all available pages before exploring further.

# Changelog

> Product updates, new features, and improvements to Fincelo.

## July 2026 — Platform Launch

We're live. Fincelo is now available for India SaaS companies.

### 🚀 Platform

* **Full platform launch** — 128+ files across the complete Fincelo stack
* **Next.js 14 + Supabase + Vercel** infrastructure fully deployed
* **fincelo.app** live on Cloudflare Pages with full SEO
* **8 cron jobs** running on Vercel Pro — health snapshots, predictions, renewals, escalations, communications, ticket sync, event processing, morning brief

### 🤖 AI Agents (Phase 1 — Memory Engine)

* **CFO Decision Memory** — every CFO decision captured and learned from. 12 decision types tracked.
* **Agent Event Bus** — 8 inter-agent triggers deployed. Agents communicate automatically.
* **Pattern confidence** — pre-selections offered to CFO when confidence ≥ 30%, high confidence ≥ 80%
* **CFO Morning Brief v2** — memory pre-selections + event chain integrated

### 🔮 Predictive Intelligence (Phase 2)

* **Payment Predictor** — 5-signal algorithm: historical DPD (40%), trend (25%), score (20%), amount (10%), contract type (5%)
* **Churn Predictor** — 6-signal model with health score, payment deterioration, support sentiment
* **Expansion Predictor** — usage vs limit, growth MoM, health multiplier
* **Period Close Predictor** — path A/B/C probability with prep actions
* **Outcome Tracker** — auto-records prediction vs actual for accuracy improvement
* **Confidence blending** — 60% model + 40% historical accuracy on every prediction

### ⚡ Autonomous Revenue Operations (Phase 3)

* **Revenue Autopilot** — 5 default rules (all start inactive), hard guardrails, emergency stop
* **CFO Copilot** — conversational interface powered by Claude. Live Supabase data queries. 14 suggested questions.
* **Self-Improving AI** — 14 contract fields tracked. Corrections → few-shot examples → injected into next extraction. No ML retraining — prompt augmentation only.

### 💬 Smart CSM Communication Hub

* **4-channel support** — Google Chat (primary), Slack, MS Teams, WhatsApp Business API
* **Tier-based alert framing** — Platinum = Expansion Opportunity, Average = Heads Up, Poor/Critical = Risk Alert
* **Bidirectional** — CSMs can acknowledge, log calls, snooze, and resolve alerts from within their chat tool
* **Escalation chain** — 4-step customisable chain (CSM → Manager → VP CS → CFO). SLA timer reset configurable per workspace (acknowledge / any action / never)
* **Thread continuity** — all updates for one customer in one thread, not separate messages
* **24h anti-spam** — cooldown prevents duplicate alerts
* **WhatsApp templates** — 6 approved Meta templates with quick-reply buttons

### 🎫 Customer Support Intelligence Layer

* **6 platform connectors** — Zendesk, Freshdesk, Jira Service Management, Intercom, HubSpot, Generic Webhook Push
* **CSV import adapter** — connects any platform with no API via CSV export. Auto-detects 16 column types across any naming convention.
* **AI sentiment analysis** — every ticket scored 0–100. Labels: hostile, distressed, frustrated, neutral, positive
* **Revenue risk categories** — 11 categories including legal threat, cancellation request, billing dispute, competitor mention
* **Keyword detection** — legal, billing, churn, escalation keywords detected instantly (no AI needed)
* **Comment thread sync** — re-analyzes sentiment after reading full conversation thread (real sentiment often in replies, not first message)
* **Downstream integration** — churn predictor updated, CFO brief includes support section, customer playbook auto-generated, CSM Hub alerts on legal/hostile tickets

### 🧾 India Compliance

* **GST E-Invoicing** — IRN generation (64-char SHA-256), QR code embedding in PDF, GSTR-1 auto-population
* **TDS reconciliation** — 194J matching against 26AS XML. Quarterly mismatch alerts.
* **Digital signatures** — GST Rule 46 compliant
* **3-path period close** — Path A (auto), Path B (split + CFO), Path C (reopen + dual approval). GSTR-1 conflict check on Path C only.
* **Sequential invoicing** — Proforma (no IRN) → Tax Invoice on PO receipt. Invoice date ≠ recognition date.

### 🌐 Website & Marketing

* **8-page website** live at fincelo.app
* **Google Search Console** verified and indexed
* **Sitemap** submitted and processed
* **SEO** — unique title, meta description, Open Graph, canonical, JSON-LD on every page
* **Calendly** integration — calendly.com/founders-fincelo/30min

***

*Fincelo Technologies Private Limited · [founders@fincelo.app](mailto:founders@fincelo.app) · fincelo.app*
